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  Same day service usually available for emergency filings to stop lawsuits, wage garnishments & foreclosures.  
                   
                   
         
 

Florida Bankruptcy Services is a Chapter 7 bankruptcy preparation service.  We are located in Gulfport, Florida (next to Saint Petersburg) and have been in business for 15+ years. 

 
 
         
 

Our fees are set by the bankruptcy court - $200.00.

         
 

We come highly recommended by our clients, trustees, local attorneys, and our local legal aid office. Why?  All the chapter 7 and chapter 13 bankruptcies we prepare are straight up by the book and you wouldn't want it any other way. 

 
 
 
         
 

If you live in the Tampa Bay area (Pinellas, Hillsborough, Pasco, Polk, Manatee, or Hernando county) it would be our pleasure to help you get you out of debt.

 
 
 

 

     
 

We see clients by appointment only because filing bankruptcy is a private matter that should not be shared.

 

Florida Bankruptcy Services

         
727-322-5881  

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Bankruptcy In Plain English

  Should I File Bankruptcy?
Chapter 7              
Chapter 7 vs. 13  

Filing bankruptcy is a BIG step.  But only you can make this decision - not us, well meaning friends and family, creditors, or anyone else.  But if you answer YES to three or more of the following questions Chapter 7 or Chapter 13 bankruptcy may be your best option. 

Means Test  
Top 10 Mistakes  
Filing Fee Waiver              
Bankruptcy Glossary  

Don't let creditors (especially credit card companies & debt purchasers) talk you into a debt settlement (settle a debt for less than the full amount owed) because whatever amount is "forgiven" will actually be forwarded to the IRS on a 1099 form and become taxable income. 

Bankruptcy Court Info  
       

Frequently Asked Questions

             
Should I File              
Credit Reports   Are you being sued?

Are your wages being garnished?

Are you afraid to answer your phone?

Is your debt over $5,000.00, not including your car or your house?

Are you frequently late on payments?

Do your payments account for over 25 percent of your take home pay?

Do you pay over 20 percent interest on your debt?

Do you buy necessary items, such as food and clothing, on credit?

Have you considered taking out a loan to pay other loans?

Are you receiving harassing calls from creditors?

Do you make regular payments without your balances going down?

Do you have payments that are over one month behind on more than one bill?

Have you been turned down for credit?

Are you frequently getting cash advances?

Are you without any savings?

Is your car worth less than you owe?

Is your mortgage or rent frequently late?

Do you have high medical bills that are not being paid by insurance?

Do you owe federal, state, or county taxes you cannot pay?

Is your home in foreclosure, are the payments unaffordable, or is it worth less than you owe?
What Can I Keep  
Can One Spouse File  
Taxes & Student Loans  
Bankruptcy Myths  
       

Debt Collection

 
Fair Debt Collections Practices Act  
Telephone Consumer Protection Act  
Fair Credit Reporting Act  
Worst Debt Collectors  
       
Our Location  
2808 Beach Blvd South #9  
Gulfport, FL  33707  
   
We see clients by appointment only  
to ensure your privacy  
   
Our Hours  
Monday thru Friday  
9:00 am thru 5:00 pm  
   
Note:  our hours are flexible.  
       
Other Services We Offer  
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