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  Same day service usually available for emergency filings to stop lawsuits, wage garnishments & foreclosures.  

Florida Bankruptcy Services is a Chapter 7 bankruptcy preparation service.  We are located in Gulfport, Florida (next to Saint Petersburg) and have been in business for 15+ years. 


Our fees are set by the bankruptcy court - $200.00.


We come highly recommended by our clients, trustees, local attorneys, and our local legal aid office. Why?  All the chapter 7 and chapter 13 bankruptcies we prepare are straight up by the book and you wouldn't want it any other way. 


If you live in the Tampa Bay area (Pinellas, Hillsborough, Pasco, Polk, Manatee, or Hernando county) it would be our pleasure to help you get you out of debt.




We see clients by appointment only because filing bankruptcy is a private matter that should not be shared.


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Bankruptcy In Plain English

  Telephone Consumer Protection Act
Chapter 7              
Chapter 7 vs. 13  

The Telephone Consumer Protection Act of 1991 (TCPA) became federal law in 1991. The TCPA governs the conduct of telemarketers and debt collectors.   The TCPA restricts the use of automatic dialing systems (also known as autodialers or predictive dialers), as well as artificial or prerecorded voice messages, SMS text messages received by cell phones, and the use of fax machines to send unsolicited advertisements.

Means Test  
Top 10 Mistakes  
Filing Fee Waiver  
Bankruptcy Glossary  
Bankruptcy Court Info              

A consumer is unlikely to know if a call to his/her cell phone was initiated using an autodialer - they will sound like any other phone call. A call imitated using an autodialer may have a live person on the other end. However, in order for a debt collector or telemarketer to maintain a volume operation, they must make thousands of phone calls each day - so, if you are getting calls from a debt collector or telemarketer on your cell phone, there is a good chance they are violating the TCPA.

Frequently Asked Questions

Should I File  
Credit Reports  
What Can I Keep  
Can One Spouse File  
Taxes & Student Loans              
Bankruptcy Myths  

In accordance with the TCPA, consumers are entitled to collect damages ranging from $500 to $1,500 for EACH call, fax, or text message which violates the TCPA.


Debt Collection

Fair Debt Collections Practices Act   Unless a consumer has previously given express consent, it is generally a violation of the TCPA for a business to engage in any of the following:
Telephone Consumer Protection Act  
Fair Credit Reporting Act              
Worst Debt Collectors   Debt collector and/or telemarketing calls made to your cell phone initiated by the use of an autodialer.
Our Location              
2808 Beach Blvd South #9   Debt collector and/or telemarketing calls made to your cell phone which were initiated by an artificial voice or prerecorded message.
Gulfport, FL  33707  
We see clients by appointment only   Sending unwanted fax messages which solicit or promote a business (i.e. junk faxes).
to ensure your privacy              
    Sending unwanted business advertisements via text messages to your cell phone.
Our Hours              
Monday thru Friday              
9:00 am thru 5:00 pm              
Note:  our hours are flexible.              
Other Services We Offer              
Small Businesses              


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