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  Same day service usually available for emergency filings to stop lawsuits, wage garnishments & foreclosures.  

Florida Bankruptcy Services is a Chapter 7 bankruptcy preparation service.  We are located in Gulfport, Florida (next to Saint Petersburg) and have been in business for 15+ years. 


Our fees are set by the bankruptcy court - $200.00.


We come highly recommended by our clients, trustees, local attorneys, and our local legal aid office. Why?  All the chapter 7 and chapter 13 bankruptcies we prepare are straight up by the book and you wouldn't want it any other way. 


If you live in the Tampa Bay area (Pinellas, Hillsborough, Pasco, Polk, Manatee, or Hernando county) it would be our pleasure to help you get you out of debt.




We see clients by appointment only because filing bankruptcy is a private matter that should not be shared.


Florida Bankruptcy Services


Important Links
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List of  Info
We Need


Bankruptcy In Plain English

  Worst Debt Collectors
Chapter 7              
Chapter 7 vs. 13  

Some typical unacceptable practices by junk debt buyers (aka bottom feeders) include pursuing debts that are not actually owned by the consumer; harassment or verbal abuse; multiple listings of the same debt on credit reports; and attempting to collect a debt that has exceeded the statute of limitations.

Means Test  
Top 10 Mistakes  
Filing Fee Waiver  
Bankruptcy Glossary              
Bankruptcy Court Info  

Most bottom feeders use the practice of "re-aging" debts which means that they report it to credit reporting agencies (Equifax, Trans Union, and Experian) as more recent than it is to ruin your credit.  This raises the interest rate you pay on credit cards, car loans, mortgages, and increases your insurance costs (car, health & life) usually by leaps & bounds.


Frequently Asked Questions

Should I File  
Credit Reports              
What Can I Keep   Never make a "good faith" payment on any debt that you believe is beyond the statute of limitations.  "We only need 5 bucks to hold your account." This is an old trick used by bottom feeders to trick consumers because it resets the statute of limitations & the 7 year clock. "Good faith" payments are also a sneaky way to gain access to your bank account - so they can garnish it at a later date. 
Can One Spouse File  
Taxes & Student Loans  
Bankruptcy Myths  

Debt Collection

Fair Debt Collections Practices Act   Have you ever wondered how so many companies can claim to be collecting the same debt or why you are being called and harassed by so many different companies?  The answer is subsidiaries.  Your debt is being shifted from one subsidiary to another within the same parent company.  Don't fall for their lies & half truths! 
Telephone Consumer Protection Act  
Fair Credit Reporting Act  
Worst Debt Collectors  
Our Location   Here is our list of the worst debt collectors, along with their subsidiaries.
2808 Beach Blvd South #9    
Gulfport, FL  33707   Account Management Services
aka Account Management Svcs. of  North America, LLC
aka Account Management Services of New York, LLC
aka Account Management Services of Western NY, LLC
aka Account Management Services Rochester LLC
aka Account Management Services, LLC
We see clients by appointment only  
to ensure your privacy  
Our Hours  
Monday thru Friday              
9:00 am thru 5:00 pm   Alegis Group, LP/Sherman Financial Group
aka LVNV Funding, LLC
aka Sherman Financial Group, LLC
aka Ventus Capital Services
aka Performance Recovery Group
aka Receivables Management Solutions
dba Resurgent Capital Services, LP
dba Alegis Group, LLC
fka Sherman Acquisitions
Note:  our hours are flexible.  
Other Services We Offer  
Small Businesses  
        Collect America aka CACV aka CACH, LLC
Collect America, LTD (Div KRG Capital)
fka P. Scott Lowery Law Offices
aka (CACV, LLC) & (CACH, LLC)
dba CA Holding, Inc.
dba Astrum Financial, LLC
dba Autus, LLC
dba Argentum Resources, LLC
dba CA Internet Marketing, LLC
dba Candeo, LLC
dba Guardian Financial Corp.
dba Healthcare Funding Solutions, LLC
dba Impulse Marketing, LLC
dba Orsa, LLC
dba Refinance America, Ltd.
dba Valesco Data Services, LLC
Square Two Financial
        Midland Credit Management Inc
aka Midland Funding, a sub. of  Encore Capital Group
aka MRC Receivables
        AMO Recoveries
aka AZ Corp
aka Asset Management Outsourcing Recoveries, Inc.
fka Nationwide Recovery Service, Inc.
        NCO Financial Systems, Inc.
aka NCO Financial Group
aka NCO Medclr
        More Star Consultancy LLC
aka Claims & Warrants
fka North American Asset Investigation Bureau, LLC
dba Litigation Consulting LLC
dba North American Asset Investigation Bureau, LLC
dba Final Claims Asset Locators, LLC
dba Integrity Resolution Group, LLC
dba Primer Line Financial, LLC


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